Showing posts with label kids. Show all posts
Showing posts with label kids. Show all posts

Wednesday, September 26, 2012

The Frugal Files: Hooray for a Frugal Homecoming!!


Hey frugal folks!!

Thanks for joining me in The Frugal Files!! For many parents of pre-teens and teenagers, it’s Homecoming season!! You know what that means…football games, food, parades and partie are plentiful during this time!! It’s lots of fun for both the kids and their families!!

Just sending a word especially to the freshman parents, “Homecoming is not that big of a deal.” Let me explain. It’s a great time of fun for the students, especially when they are participating for the first time, but the focus should be on just that; everyone having fun. No need to tap out financial resources for one of Fall’s favorite traditions. It’s all about fun and it can be frugal!!

First, the football games. I’ve already addressed this topic in a previous blog: High School, Not High Priced. My best advice is joining the PTA and volunteering to work the concession stand. It’s usually in a spot where you can see the game, cheer for your team, and drink hot chocolate for free!! You “pay your way” by putting in the time. In most cases, your other children can do it too.

Organize your own tailgate parties with your kids’ friends or classmates and their families. If everyone is sharing the load of bringing snacks and blankets, it will be a great time for all involved. It’s a great way to get to know other parents that share many of the same burdens (and triumphs) as you do. There’s something very unique about the experience of having teenagers. As many children grow independent of their parents, this is a time to spend with them that all can enjoy. It’s family time, but also good, clean fun with their friends, which makes for awesome memories for their scrapbooks and yearbooks.

If you have a fall/winter sport athlete or band member, the other families who have these students become your extended family, especially during the active season. You’ll share the joy of attending the events, but also the fundraising aspect of it. I encourage you to work just as hard as your student does on those fundraisers. The time you spend helping them raise money, the less you’ll spend out of pocket for these activities. They help offset the costs of uniforms, instruments, tools and trips for the team.

Also, organize a weekly snack and dinner schedule and divide it among all team members. My daughter’s team did this and it works well because of all the weeks you might need to provide a snack or dinner before a game, your family will only be responsible for one, maybe two, but the schedule benefits ALL of the team members. It’s a win-win for all and a financial lifesaver!!

Now, the parties or dances. As a parent who has already experienced this, I promise…It’s not a big deal!! Homecoming is not nearly as important than say, Prom. Save your money for the big deals and use what you have for the small ones. From experience, my daughter’s homecoming dress was always a recycled wear; a dress she already had. I can’t really remember all the years (though I know I didn’t buy anything), but her sophomore year, she wore a dress she had from Jr. high. Her senior year, she wore a hostess dress from her Sweet Sixteen party. She had three outfits for that event and this one was the one she simply greeted her guests in. It was cute, comfortable and most importantly….already in her closet.

For your son’s, anything he’d wear to church is absolutely fine for Homecoming. A nice dress shirt with a tie and sweater vest and some slacks will do. If he likes suits, let him wear his favorite one, but renting one, should be out of the question. This time of year is more about fun than fancy, so save your dollars for the high school moments at will truly matter. If you do everything over the top for their freshman or sophomore years, what will they have to look forward to when they are seniors?

Lastly, there’s no need to spring for fancy dinners either. Have a home cooked meal and invite over your teen’s date to eat before they go. They will be satisfied and given the energy they need to boogie down at the dance. If they have a snack attack, they are covered because if they paid for tickets, then there’s going to be snacks and punch for them to eat while there. Side note: if you’re looking to chaperone, PTA is your answer there too. You can help provide and serve food or work the coat check (that was my job back then).

You see, there are so many ways to let your teen be a teen and have fun in a frugalicious way. As long as you’re focusing on the enjoyment of these events, they are not going to be concerned about how much it cost. Hope this helps all my Belles and families out there!! Have an awesome football season!!

Frugalicious Diva
Follow me on Twitter at @FrugaliciousDva

Tuesday, September 4, 2012

The Frugal Files: High School, not High Priced


Hey frugal folks!!

It’s that time again!! Today in The Frugal Files, we’re going to give parents some tips on how to keep the fall frugal even though the kiddies, big and small, are starting to get busy-bee lives. Where does that leave you as a parent? Running right along with them and you’re probably in the driver’s seat…literally.

The other day my cousin updated her Facebook status with the mixed emotions of pride and wide-eyed awareness that she is now the parent to a high school freshman. I chuckled as she came to this realization as I remember that moment of truth too. It’s one thing to have children at home that are in activities, have different styles and tastes for certain foods. It’s a completely different thing when one or more of those children reach the throne of High School kingdom. That is a completely different ball game, and sometimes that’s literal too.

We’re no longer talking pee-wee leagues, we’re now opening the conversation for reputations, dances, dates, high profile games, competitive extra-curriculars and debates, both at school and at home. This is just the beginning. Of all the things that can happen in high school, we’re going to focus more on the financial aspect of it.

I used to think, once children got out of diapers, it would be less expensive for them, especially if you were no strangers to hand-me-downs. I was naïve because though it may feel like less because you get in a groove, a student starting high school, is like starting the baby process all over again. Clothes and tastes get more expensive and the activities they take part in get more aggressive. So, how can you survive the inflation of a high schooler and in some cases, even a jr. high schooler? Let’s just take a look and see. I’ll share with you with I’ve learned, done and watched others do.

Join the PTA. What is that? It’s the Parent/Teacher Association. I recommend it for numerous reasons. One, you’ll get to know the culture of the school, which includes the administration, the teachers, the principals and other students. When you’re in the know, your student will most likely do better and when he/she does better, there’s an increased level of confidence and self-esteem. These are important during these years.

Another reason to add this organization to your own resume is the volunteerism and connections you get to the other parents. You learn what others are doing so your student can be connected, but when you log your hours to help the school, you get the perks. Instead of paying $5.00+ for football or basketball games, volunteer to work the concession stand, so you can watch the game (and eat) for free.

Carpool. Yes, remember those soccer Mom days? It’s time to revisit those, but at the next level. Many families now have two working parents, or working single parents. Another reason PTA is good, is for the networking. If your kids attend public school, many live around the same area, so work out a drop off/pick up schedule for school and school functions. Get to know your children’s friends AND their parents. It will make it easier to get them all here and there. It’s also about creating and maintaining that village that raises our children.

Here’s another idea, turn your parent network into a small couponing group. This is especially helpful if you have athletic or band students. They are forever needing snacks and the coaches can’t always take care of that, so as the parent group, pitch in and save on everyone’s pockets.

Think Second Hand. It’s time for dances and parties and such. It can get expensive if your child is popular or always wants to be the life of the party. My rule of thumb with my daughter, save the “big buck” stuff for Senior Year. It will mean more to them then and they’ll have something to look forward to. So, until then, go second hand. That can mean borrowing a dress or suit, wearing something they already have, using a dress or suit drive (which is more prominent around Prom time), or my personal favorite…Plato’s Closet. They are all things teenager and the best part is they can make a little money on the gently used clothing they no longer want.

So, my advice to parents of those hitting the high school scene is to keep it simple, use your resources and save where you can. I promise if you save now, you’ll be in better shape for those Sweet 16 parties and the ultimate party: Prom. Until next time, stay frugalicious!!

Frugalicious Diva
Follow me on Twitter at @FrugaliciousDva